Envisioning a quadrant chart for fishkeeping can be handy:
- on the y-axis you have temperature
- on the x-axis you have hardness
Temperature ranges from subtropical/seasonal fluctuation, which resembles an unheated tank in a living room, to tropical, more consistent temperature, which typically requires a
heater.
Unlike what you hear and read on the internet, a "cold water tank" is difficult to create at home. Depending on where you live, it could require the removal of your roof and running a fridge with door open...
Hardness ranges from soft (mineral-poor) water with 50 - 150 ppm in total (
GH (
calcium,
magnesium), KH (bicarbonates) and other 'stuff' like
potassium, sulphates, nitrogen/
ammonia/
nitrates,
phosphates combined), to hard water (250 - 400 ppm). Hard water is typically dominated by calcium, sometimes magnesium and bicarbonates, hence GH and KH are good indicators.
Tropical tanks are typically, but not by definition, soft water.
Some people are lucky and have soft water running out of their tap. Others have to dilute their hard
tap water with a soft water source (like demi, RO or rainwater) to mimick soft water.
When stocking a tank you can use this chart to select species. Many hobby fish prefer heating (at least during the winter) and soft water.
Kuhli are tropical, soft water fish. Swordtails are tropical, hard water fish. Can you keep them together?
I think most hobbyists turn on a filter and heater, add some conditioner to tap water, go to the store, purchase the fish that look nice, put them together, and observe happy looking fish.
This is biology. It is not black-white. Adult fish, depending on the species, can be hardy. Conclusions are subjective.
Also for me. Hence, I stick to the chart I described as it makes some sense and I have no way to assess their well-being.