I had a group of three a few years ago who didn't croak at all.
I recently had a pair who turned out to be m/f and a mates pair, and the male did croak. I moved them to their own tank, where the male still croaks now and again, although I haven't witnessed egg production.
but two fry survived in the community tank I moved the pair from (chilli rasbora and a couple of dwarf species of kuhlis
loach that I can't catch out), both of which are male, one of which croaks at the other.
You can hear the croaking from outside the tank, but it's actually pretty unobtrusive and easy to miss. It's almost more like a creak? There's some vids online where you can catch the sound.
Mine do it a couple of times in a row and then maybe a couple more a few minutes after and then that's usually it.
I doubt it'd wake you unless you're an unusually light sleeper, I don't think I've heard it at night.
Usually happens around evening when I feed them, sometimes around morning when the lights go on.