It is completely essential if you plan to keep anything in the tank besides fish. RO/DI should have a
TDS count of 0. Most municipal water systems, and most ground water, contains un-knowable amounts of
phosphate,
calcium,
magnesium, and whatever other trace minerals and elements are found in your local water table. The thing people forget is that the ocean is (should be...but that's another story) unchanging.
Coral, invertebrates, and all the things that make up the ocean ecosystem are evolved to live in ocean water only. Ocean water is alway the same. The trace elements in ocean water exist in a very delicate balance. You get one thing out of whack and suddenly you have impossible algae outbreaks, cyano drowning your coral, algae altering your
pH overnight. The instability that our
freshwater fish deal with from rain and runoff and the things that alter their home waters don't happen in the ocean, and the animals that live there cannot handle it like their freshwater cousins.
For that reason, you start with RO/DI and add salt mixes to match ocean water. Can you get away without it? For a while...even I started with just RO water without the DI cartridge, but it ends up causing problems in time.
I kept
reef tanks for seven years. I tried all the things everyone does at the start to save $$$... And I learned the hard way just like everyone who as ever tried to reinvent this wheel that nature perfected a billion years ago.