Green spot is simply caused by too much light,
phosphates have nothing to do with it... my
tap water is high in phosphates as well
Phosphates have a buffering effect on
pH, which doesn't matter if you're looking to maintain pH at 7.4 or above anyways
Phosphates can also sequester
calcium if they run too high so on rare occasions the
GH might not be truly representative of how much calcium/
magnesium is available to plants and invertebrates but that isn't something that most people have trouble with to be honest. It also depends on whether your phosphate is from an organic or inorganic contaminate
So uh, yea, don't worry too much about it, you are good