Own or Rent

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PrayforMojo

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I am interested in how many have permanent residence or own their homes and how many people rent. is there any tested ways of moving fish over long distance? Please share your story.
 

chickadee

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I neither really own or rent.  You see I am disabled and my family collectively owns a group of homes and they remodeled this home to completely fit my needs and made me a "doll house" where all my dreams and wishes came true and spoiled me unmercifully.  The only problem is they left me not enough room for many fish tanks as I did not have fish when the house was being redone.  But the convenience and care that they built into it is a great gift to me.

Almost all my fish come half way across the country as I live in Nebraska and I order them from Miami, FL.; Lancaster, PA, and Lancaster, NY. as well as California. I have also gotten a couple from Colorado and Texas. I have gotten plants from Massachusetts, Iowa, South Dakota, Colorado, New York, Texas, Tennessee, Florida, Georgia, and Kansas. I have gotten Bio-spira from Pennsylvania and Tennessee. I have had not one problem and ever had a dead plant or fish whether they be shipped in the middle of the winter or summer. One of my bettas came in the middle of the worst blizzard we had in two years. I do not order any of them any more during that type of weather though.

Rose
 

Bonochick

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Well...technically, neither.  My boyfriend bought a house, and I moved in with him.  It's his house...I just clean it.
 

vin

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I own and if you can do it, I highly recommend it....
 

hamstermann

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living in my parents MIL apartment while we save $$$.
 

capekate

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I always rented, and postponed having fish tanks, as I never was sure if i was going to stay put or not. Since Ive been married, (dec) I live with my husband in his own home on cape cod. We have lots of room.. for ALL our pets! two dogs...(his) two cats (mine) and now 13 fish! lol..I feel situated enough that enables me to have the tanks that I do, and the further planning of more on the way! ;D
 
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PrayforMojo

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Great replys. Thank you i rent a house but it is from my friends mother so rent is cheap. We have a small house but it is big enough for three humans, one rottie, two cats, and the fish. It is very expensive to buy homes in this fast growing city (calgary) the rates are out of this world. Think i'll move before i buy.
mojo
 

tan.b

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we own our house (with a mortgage unfortunately!). the cost to rent is really high in the uk so often cheaper to buy and at least at the end of it you will own it rather than keep on throwing rent at it! although that is starting to shift as house prices are going up! we bought our first house for 44k, sold it for 58k 3 yrs later, then they sold it a few years after that for 96k!. the nxt house we bought for 68k and sold for 150k 3 yrs later. this house we dont know its value so dont know how much its gone up by, but it will have increased as houses in the uk just dont depreciate thankfully. they cant build them quick enough! as i only got the fish in january we were already in this house so as yet havent had to move them! hopefully they and us will stay put for a while yet!
tan
 

Stradius011

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We own a tiny house but its honestly small like an apartment but has a really big yard.
 

Hazcop

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I own a townhouse. Kind of small, but has a regional park behind it so I can walk out the back door and down to the lake.
 

Fishface

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Well, I go to college and live with my mom and younger sister in a small apartment, but we share rent. wer'e moving to a bigger one in a month - thats why im waiting to set up my 75gal
 

tan.b

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Fishface said:
Well, I go to college and live with my mom and younger sister in a small apartment, but we share rent. wer'e moving to a bigger one in a month - thats why im waiting to set up my 75gal
good thinking! no point setting it up then moving it! easier to move an empty tank!! something else to look forward to when you move! good luck! tan
 

vin

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mojoman101 said:
Great replys. Thank you i rent a house but it is from my friends mother so rent is cheap. We have a small house but it is big enough for three humans, one rottie, two cats, and the fish. It is very expensive to buy homes in this fast growing city (calgary) the rates are out of this world. Think i'll move before i buy.
mojo
Just remember - when you rent you're paying someone else's mortgage and they reap the tax benefits...So why not pay your own mortgage and take those tax benefits for yourself?
 

tan.b

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vin said:
Just remember - when you rent you're paying someone else's mortgage and they reap the tax benefits...So why not pay your own mortgage and take those tax benefits for yourself?
so true!! and when you retire you have a house with no rent or motgage to pay.....some security! one less thing to worry about!
 

vin

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That's true - but even when you retire you still want your money working for you. In the States you can take out a reverse mortgage using the equity and property value of your home and it's free from having to go through probate if you should pass on.
 

tan.b

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that sounds a good idea! if you take the equity the crown dont get it! the crown can sometimes claim inheritance (especially for those without a will) and the tax man gets a hefty amount too no matter what here! he taxes you when your alive and taxes you when you've passed on. you just cant escape him - ever! : tan
 

Fishface

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in my own situation, my mother does plan on buying this same apt were moving into for herself. a bit of a risk to take with the landlord...she simply told them she only wanted to move once. i hope they let her buy it.
 

Bonochick

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Owning a house requires a lot of maintenance though.  I loved it when my sister said this:

"Owning a house is great, except for when something breaks, and I call the landlord, and I answer."



If you rent and something breaks, you call the landlord.  If you own a home...well...you're stuck.  If your heater goes or your roof starts leaking, you have nobody to go to.  You also have to maintain your yard, handle snow removal, all that jazz.    When my boyfriend rented an apartment, we had lots more time to do fun stuff.  Now with owning a home, there's just always something to do!  It sure is a nice house though, and I of course love all the extra space!  There are just pros and cons to each situation, obviously.
 

vin

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Yes, that's true, but why let Uncle Sam take your hard earned tax dollars with not relief??? We can deduct mortgage interest and property taxes.....The maintenance is but a small piece if you keep up with it.....And if the landlord doesn't feel like fixing the roof, he's not going to do it...Meanwhile, I can deduct part of or all of that cost as maintenance and improvements...Especially if I improve energy efficiency!!
 
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PrayforMojo

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our Gov. provides rebates for energy efficient appliances, cars even grants for renovating your home. It is benificial to own, mortgage or not.
 
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