I see a white dot the bottom of my female betta- Does it mean she has eggs?

Hi! It's me again- I just bought a female veiltail betta, and when I bought her, I noticed that she had a white dot between her ventral fins. It actually looks like a white egg- does this mean that she has eggs inside her, and is ready to breed?
there's also swelling/bloating on that area, but she doesn't have a barring pattern.
My fish was bought at PetSmart (I don't know any reputable breeders), so I don't know her age.
Currently she still has the white dot and swelling. I noticed that the bloated area's scales turned a silver white colour when they used to be somewhat blueish.
So, if the case is that she has to breed, should I get her a male betta? And, if I don't get her a mate, will that be OK? Like, can she still get her eggs out?
Thanks!

 

Could you post a picture?

 

i am sorry that i couldnt get a higher quality image, i tried at least 5 times to snap the white dot, but it isnt quite visible. it looks like a white egg, between her ventricals.you cant see that clearly, but in real life the area on the bottom of her head is pale silver

 

i am sorry that i couldnt get a higher quality image, i tried at least 5 times to snap the white dot, but it isnt quite visible. it looks like a white egg, between her ventricals.you cant see that clearly, but in real life the area on the bottom of her head is pale silver

 

View attachment 722974

in real life, the pale part looks much more severe. My camera messed around with colors, and you cant really see the problem!

 

I'm pretty sure that's a male betta, he has a distinct beard and the fins appear to belong to a male. I can't see his ventral fins or his whole body that well, if you post a side shot of him I could confirm. The white dot you are seeing could be a parasite or a prolapse. He also appears to be extremely bloated, you might want to try fasting him for a few days.