I didn't see any stupid questions.

If you're not sure about something it's always best to ask.
As far as your stocking list, it wouldn't overstock your tank. Although I have heard about Dwarf's becoming territorial. Perhaps someone who keeps them can comment on that.
The length of time it takes to cycle depends on the method.
Possibly a week (give or take) if you use TetraSafe Start or used filter media.
Fishless cycling using some source of
ammonia (fish food, ammonia with no additives) can take up to a month (give or take).
What method are you considering?