Hi jar05g:
I think you should add both, or change to Prime. You need some help locking down
ammonia, nitrites, nitrates for 24hrs, as well as removing/neutralizing
chlorine/
chloramine. And yes, allways add that stuff in the bucket, before you put the new water in the tank, as Butterfly says. 50% should be safe and enough, considering your situation. You will feel really good when you get the 55 back on!
Have you considered placing a bundle (or two) of Anacharis? These low light floating/planted plants would provide more surface for nitrifying bacteria and could help lowering your nitrates a bit (maybe to 10-25ppm range) but in order to consider the expense of reducing the allready limited free swimming area, maybe trimming the plants to 4" tall, and you would end up with enough Anacharis bundles to plant all the way from right to left of the rear side. (Easier with sand substrate, but you can plant them in gravel with no problems, using rubber bands to group them in bundles of 5 or 6 of them).
Good luck! Enjoy the water changes (I literally enjoy doing aquarium maintenance).
Pepe
Santo Domingo