For anything larger than a 5 gallon tank, I wouldn't even consider buying premixed SW from a LFS. Petco sells 4.4 gallons for $13.99 here...
Some LFS's may have it as cheap as $1-$2 a gallon, but you will have to factor in the time to go get it, have a container, have reserves, etc. What happens if you need to do some massive W/Cs if something nukes your tank? Unless it happens during normal business hours, you're outta luck. You can get a 100GPD RO/DI unit and 160 gallons of Seachem Reef Salt mix for $140. The RO/DI from
www.purewaterclub.com is what I have (I have a 150gpd unit) and I can fill up my 20 gallon
water change container about 3/4 full in just under 3 hours. There's something to be said for not sitting around waiting on water so go bigger than you think you'll need.
The pH stability can depend on the salt mixed use. Reef salts like Reef Crystals and Seachem Reef Salt will have higher ALK levels than Instant Ocean and stuff for FO setups. The higher ALK helps stabilize pH. There is also the matter of CO2 in the household. In the winter time it will be natural for the pH to be a bit lower as homes are more sealed up to keep the heat in, the levels of CO2 in the home will rise, causing the pH to fall. This can be avoided by adding a fresh air intake to your
skimmer (if you can reach a suitable sized intake hose outside for fresh air, but this makes things a bit more complicated).
You may need to buffer, you may not. Until you have some water made up and test it, you won't know for sure. I don't buffer my water, but I do regular water changes with a good salt brand and run a kalk reactor (which helps buffer it up further). On small systems, routine maintenance should be able to keep the pH where you want until you start adding tons of corals.