I keep two Tiger Oscars, now paired-off. One of them I got at 5". Same symptoms you describe. In my case it was stress. I managed it by removing the Oscar to a Hospital tank, where I simulated shallow water, keep the lights off, fed her (now I know is a female) sparingly and let her there for a couple of days.
Please check for yourself the water parameters (ammonia,
nitrite, nitrates,
pH). If your cycle got disturbed for whatever reason (e.g. accidental overfeeding, overcleaning filter media and substrate, lacking behind in water changes) all your fish, not only the baby Oscar, could be in trouble
I know your fishies are all small sized and for the moment your tank size seems big enough. It won't be suitable for all of them once your fish grow. Most forums info suggest keeping one Oscar, no tankmates, in a 55gal, with at least
HOB filtration rated a 10+ times your tank volume per hour, but that's not the problem right now.
I do have some questions of actual tankmates: your aquarium info says Jack Dempsey -if that is correct, what size?-, the algae eater at this point seems safe to me but the channel cat and pelico (is it a pleco?)-what exactly are these fish, what size?.
The pale colours are not unusual but probably suggests either that your fish is sick or just that something is disturbing him/her, maybe a tankmate bullying at him/her? or tank lights too bright?
Young Oscars are usually active, but they tend to sulk when bothered. How long has your baby Oscar been behaving like this? If only a day or two it could be usual behavior due to stress. I would begin by placing him/her in a 10 gal tank for a day or two, just to observe and intervene if needed to; if you don't have a spare cycled tank, consider using egg-crate and separate him/her from other fish in your 55gal.
Pepe
Santo Domingo