I am going to buck the trend here a little and say it depends on how you are cycling and how much
ammonia your tank is processing at the time of adding fish. Also if you keep live plants as they process alot of ammonia as well.
My tank was processing alot of ammonia (it tooks 4 months to cycle) and I had alot of live plants. I (accidently-long story) added 14 Cardinals and have never seen a hint of ammonia. Not that I would say this is the norm, but if you are processing alot of ammonia it seems a waste to starve the bacteria you have worked so hard to grow.