Hi dmmiller360 Welcome to Fish Lore
No offense, but it sounds like you inherited a mess. The tank is really too small for an oscar. It's recommnded they have a 55g.
Do you know what kind of algae eater you have? Some stay small, others can grow huge.
It sounds like you have mold or fungus growing on your plants.
I'm guessing your water parameters are out of wack due to the waste the oscar, and possibly the algea eater produces.
Do you have a water testing kit?
Do you know what your readings are for
ammonia nitrites and nitrates are?
I'd start with daily water changes, a good vacuuming of the gravel and I'm pretty sure you're going to have to take the plants out and wash them off in either used tank water or dechlorintaed water.
That should give you a start, other members will probably be along to help you further.
Good luck.