I think that the types of plants should determine the type of substrate(s) you use. Some plants need elaborate maintenance while others hardly need anything. Some plants need a good substrate (and various fertilizers plus CO2 provision) where they can grow their roots and thrive, other plants can be simply attached to a rock or a
driftwood and therefore don't need any substrates. Some plants don't have high lighting requirements while others need high wattage bulbs in order to grow well.
If you want a low maintenance planted tank, you could get some Anubias, Java Ferns, and Java Moss, all of which are commonly known to be easy to maintain and they can all be attached to decor, therefore not requiring any special substrates. Regular lighting will do for them as well. They will grow. However, if you really want them to thrive, you could get regular double light strips, or some other higher wattage light strips - it all depends on your wallet when talking about low light plants. But there are kinds of plants that must be provided with strong lighting and CO2, otherwise they die. So be careful when buying plants.
Another thing is that plants are good competitors for algae. The more plants you have, the less algae you have. And all these plants can be low light. You can be adding iron fertilizers for plants to grow better - but these iron fertilizers also provide nutrients for algae and you can unintentionally cause algal blooms. So you have to be careful about that too. Besides, iron fertilizers are also commercial products that - like many other commercial products - will unnecessarily contribute to the dangerous osmotic pressure.